We hear many of the same questions from prospective homebuyers, so we’ve put together a quick FAQ to help provide clarity and confidence as you explore your options with Estridge Homes.
Do I have to use your lender to take advantage of incentives?
While we do not require buyers to use a specific lender, we’re happy to recommend lenders we frequently work with who are familiar with the Estridge Homes process. Our goal is to make your experience as smooth and informed as possible, regardless of who you choose for financing!
What do the advertised interest rates mean?
Advertised rates are typically based on sample scenarios using a buyer with excellent credit and are designed to show how low a monthly payment could potentially be with current incentives applied. For example, many of our featured homes currently include up to $25,000* in Estridge Cash, which can be used toward financing incentives such as temporary or permanent rate buydowns.
Most of the rates you’ll see advertised on our website are based on temporary rate buydowns. This option is especially popular among many of our Crawford Collection buyers who may not plan to stay in the home for 30 years and prefer lower payments during the early years of homeownership.
If you're looking for a permanent rate buydown, we have options for that as well!
Every buyer’s situation is different, and our team is always happy to walk through all available financing options to help determine what makes the most sense for you.
